Tools

Mortgage, affordability, and net-proceeds calculators

Change the assumptions to explore a scenario. These estimates are educational only and do not include every tax, fee, insurance cost, loan term, or property-specific expense.

Mortgage

Estimated monthly principal + interest: $2,781

Formula: fixed-rate principal and interest using the entered price, down payment, annual interest rate, and term. Taxes, insurance, mortgage insurance, and fees are excluded.

Affordability

Estimated max monthly housing payment: $3,900

Assumption: total monthly debt plus housing is limited to 36% of gross monthly income. A lender may use different inputs and limits.

Net Proceeds

Estimated proceeds after 9% selling costs: $271,500

Assumption: selling costs equal 9% of the entered sale price. Actual commissions, transfer taxes, legal fees, credits, repairs, and payoff amounts vary.

Use these outputs as a starting point, not a quote. Verify financing with a qualified lender and sale proceeds with the appropriate real estate, legal, tax, and financial professionals.